Derek Allen

Welcome to Derek Allen’s State Farm Insurance Agency in Austin, TX! We’re proud to serve individuals, families, and businesses throughout the Austin community with trusted insurance options. At Derek Allen State Farm, we offer personalized insurance plans that help protect what matters most—whether it’s your home, your vehicle, your business, or your loved ones. Our goal is to make getting insurance quotes and managing policies easy and convenient for all our customers.

What sets our agency apart is the time we take to help our customers understand their coverage and tailor a plan that fits their specific needs. Whether you’re insuring your first car, buying a home, or preparing for the future with life insurance, our team is here to help every step of the way.

For individuals and families looking for personal insurance in Austin, our most popular products include Renters Insurance, Auto Insurance, Homeowners Insurance, and Life Insurance.

Looking for Renters Insurance in Austin, TX?

If you're renting an apartment, condo, or home in Austin, TX—whether it's in the bustling neighborhoods of South Congress, Mueller, or near The University of Texas—having renters insurance is one of the smartest ways to protect what matters most. Even though your landlord’s insurance may cover the structure of the building, it doesn’t cover your personal belongings. That’s where State Farm Renters Insurance from Derek Allen’s office comes in.

Our renters insurance policy helps protect your valuables—like electronics, furniture, clothing, bikes, and even items in your car—from unexpected events such as fire, smoke damage, sudden water damage (not caused by flooding), theft, vandalism, and more. Whether you're at home, on vacation, or simply running errands around Austin, your belongings are covered. Plus, if a covered loss makes your rental uninhabitable, your policy can help pay for temporary living expenses.

Searching for reliable auto insurance in Austin, TX?

At Derek Allen State Farm, we make protecting your vehicle simple and stress-free. Whether you're commuting down MoPac, cruising through Downtown Austin, or heading out for a Hill Country weekend getaway, you need car insurance coverage you can count on. We offer customizable auto insurance policies designed to fit your lifestyle and budget.

From basic liability coverage required by Texas law to comprehensive and collision coverage for greater protection, Derek Allen’s State Farm office provides a full range of options. We also offer coverage for rideshare drivers with Uber or Lyft, rental reimbursement, and uninsured/underinsured motorist protection. Whether you're a new driver, college student at UT Austin, business traveler, or classic car enthusiast, we’ve got the right car insurance for you.

As the largest auto insurance provider in the U.S., State Farm is known for dependable and competitive coverage. You may even qualify for discounts through our Drive Safe & SaveTM program, multi-vehicle policies, or by bundling your auto and homeowners insurance in Austin.

Looking for reliable homeowners insurance in Austin, TX?

At Derek Allen State Farm, we understand how important your home is—it’s not just where you live, it’s where life happens. Whether you own a house in South Austin, a bungalow in East Austin, or a condo downtown, protecting your home with the right insurance policy is essential.

With State Farm Homeowners Insurance, your property is covered against damage from fire, theft, hail, lightning, windstorms, and other common Texas weather events. We also protect your personal belongings—whether they’re inside your home, in a storage unit, or even traveling with you. Coverage can also extend to loss of use, helping pay for temporary housing if your home becomes uninhabitable, as well as personal liability protection if someone is injured on your property.

Searching for dependable life insurance in Austin, TX? At Derek Allen State Farm, we believe life insurance is more than just a policy—it’s a long-term plan to help protect your loved ones’ future. Whether you're looking to cover outstanding debts like a property loan or student loans, replace lost income, fund your children's college education, or leave a lasting legacy, we’ll help you find a plan that aligns with your goals and your budget.

We offer a range of flexible life insurance options in Austin, including term, whole, and universal. Each policy comes with the trusted backing of State Farm, the nation’s leading life insurance provider, and personalized service from Derek and his experienced team.

Looking for reliable Business Insurance in Austin, TX?

Looking for dependable business insurance in Austin, TX? Whether you're launching a startup, running a home-based operation, or expanding a growing company, Derek Allen State Farm offers customizable commercial insurance designed to protect your business at every stage. From downtown tech firms and East Austin cafés to construction contractors and real estate agencies, we help local businesses stay protected and prepared.

Our comprehensive options include Business Owners Policies (BOP), Commercial Auto Insurance, Workers’ Compensation, and Professional Liability Insurance. Additional coverage options include General Liability Insurance, Commercial Property Insurance, Restaurant Insurance, Commercial Umbrella Policies, Commercial Truck Insurance, and more—each designed to safeguard your employees, assets, vehicles, and daily operations.

Get the Personalized Insurance Support You Deserve

No matter where you are in life or business, Derek Allen State Farm is here to help you protect what matters most in Austin, TX. With a full range of insurance products—renters, auto, home, life, and business—our team is committed to providing personalized guidance, responsive service, and reliable protection backed by the nation’s most trusted insurance brand.